Ask any car owner, and you’ll hear stories of that one blinking dashboard light left unchecked 😬. Skipping maintenance is now doing more than draining wallets—it’s creating insurance claim nightmares and putting safety at risk for Indian drivers in 2025.
Modern cars talk to us every day—squeaky brakes, weird noises, shaky steering or a persistent “check engine” light. Most of us ignore these because of busy schedules or fear of another bill. But here’s a fact: The Indian automotive repair and maintenance market is booming, growing at a robust 8% annually because so many cars break down without regular upkeep!
Ignoring small faults leads to major (costly) failures, especially during the rainy season.
Insurance companies reject claims if regular upkeep isn’t done, citing “owner negligence” 😓.
Dead batteries, brake failures, and water damage are among the top denied claim reasons 🚫.
Unfortunately, insurance doesn’t cover every situation. Insurers carefully check your car’s maintenance and repair records before approving claims. Missing service = missing payout.
Delaying repairs on dashboard warnings seriously lowers claim approval chances✋.
Absence of updated service papers slows or blocks claim settlements📑.
Routine checks keep coverage active and claims easy to process📝.
Did you know? Claim rejection rates for motor insurance in India can be as high as 10% at some major companies. Most common reasons: skipped maintenance, false info, or lapsed policy.
AssureDesk is making life easier for car owners with personalized insurance advice and claim support:
Smart Coverage Advice: Get an expert review so you get cover for today’s top risks—like electronics, water ingress, or city floods 🌊.
Smooth Claims: AssureDesk listed or empanlled advisors help with paperwork, step-by-step claim filing, and direct follow-up with insurers—so you can relax and get your payout faster 💸.
Prevention-Focused: Experts recommend quick maintenance tips that keep your car (and insurance) in top shape.
Rajesh from Mumbai ignored his car’s warning light until it died during a monsoon jam. His insurance company initially denied the claim due to missed service records. Thanks to AssureDesk helpline, the contacted advisor recovered the necessary documentation and finally got approval for ₹40,000 payout! 🎉
Think that little warning light can wait? It could result in denied claims, big bills, or losing vital insurance protection. Book a session with AssureDesk’s certified advisors now to protect every trip you take—rain or shine! 🌧️☀️